The Wind Mitigation Inspection Form OIR-B1-1802
A Wind Mitigation Inspection also referred to as a Uniform Mitigation Verification Inspection is a wind insurance inspection that can give the home owner a discount in their Home owners Wind Insurance Policy. These Discounts can be substantial. The discounts from a wind mitigation inspection were first offered through the My Florida Safe Home program developed by the State of Florida to give home owners some relief in their insurance premiums. The State of Florida has mandated that certain items that give a home better wind protection should qualify for an insurance discount. A wind mitigation inspection must be performed by a Certified Wind Mitigation Inspector.
There are 7 different categories looked at on a Wind Mitigation inspection. Each of these categories is independent of each other and can qualify for discounts on their own merit. A home owner can not be penalized if one category is not to the most current building code, but can get a discount if others are. The current industry standard used is the 2001 Florida Building Code. This building code went into effect on March 1, 2002 and affects any new construction or upgrades performed that had a building permit issued after March 1, 2002.
The wind mitigation inspection process is fairly simple and noninvasive. A look at the roof, a quick tour of your attic, a review of any documentation on your roof or storm protection, some pictures, then we go over the Uniform Mitigation Verification Inspection Form together and you are on with your day. I can send you the report or deal directly with your insurance agent.
The Wind Mitigation Inspection must be performed by Certified Wind Mitigation Inspectors. SRQ Inspections is a State Certified General Contractor and is certified for Wind Mitigation by 1802Inspectors and Internachi.