Plumbing Components
A plumbing system consists of the domestic water supply lines, drain, waste and vent lines and gas lines. Inspection of the plumbing system is limited to visible faucets, fixtures, valves, drains, traps, exposed pipes and fittings. These items are examined for proper function, excessive or unusual wear, leakage, and general state of repair. This inspection report is not intended to address the operational condition of plumbing system. The condition of non-visible or concealed plumbing components can not be ascertained with in the scope of this inspection. Code compliance issues are not within the scope of this general home inspection. [...]
Electrical Components
An electrical system consists of the service, distribution, wiring and convenience outlets (switches, lights, and receptacles). Our examination of the electrical system includes the exposed and accessible conductors, branch circuitry, panels, over-current protection devices, and a random sampling of convenience outlets. We look for adverse conditions such as improper installation, exposed wiring, running splices, reversed polarity and circuit protection devices. We do not evaluate fusing and/or calculate circuit loads. The hidden nature of the electrical wiring prevents inspection of every length of wire. This inspection report is not intended to address the operational condition of electrical system. The condition of [...]
Roof Coverings
Home Inspectors are trained to identify common deficiencies and to recognize conditions that require evaluation by a specialist. Inspection of the roof typically includes visual evaluation of the roof structure, roof-covering materials, flashing, and roof penetrations like chimneys, mounting hardware for roof-mounted equipment, attic ventilation devices, ducts for evaporative coolers, and combustion and plumbing vents. The roof inspection does not include leak-testing and will not certify or warranty the roof against future leakage. Other limitations may apply and will be included in the comments as necessary. The roof inspection portion of the General Home Inspection will not be quite [...]
Attic Components
Inspection of the attic typically includes visual examination the following:roof structure (framing and sheathing); roof structure ventilation; thermal envelope; electrical components (wiring, junction boxes, outlets, switches and lighting); plumbing components (supply and vent pipes, bathroom vent terminations) and HVAC components (drip pans, ducts, condensate and TPR discharge pipes) In accordance with our standards, we do not attempt to enter attics that have less than thirty-six inches of headroom, are restricted by ducts, or in which the insulation obscures the joists and thereby makes mobility hazardous, in which case we would inspect them as best we can from the access [...]
Structural Components
The structural elements of a building include foundation, footings, all lower support framing and components, wall framing and roof framing. These items are examined, where visible, for proper function, excessive or unusual wear and general state of repair. Many structural components are inaccessible because they are buried below grade or behind finishes. Therefore, much of the structural inspection is performed by identifying resultant symptoms of movement, damage and deterioration. Where there are no visible symptoms, conditions requiring further review or repair may go undetected and identification will not be possible. We make no representations as to the internal conditions [...]
Exterior and Grounds
Inspection of the home exterior typically includes: exterior wall covering materials; exterior trim; window and door exteriors; adequate surface drainage; driveway and walkways; window wells; exterior electrical and plumbing components; and retaining wall conditions that may affect the home structure. The potential for dangers/damage associated with trees- such as falling branches or root damage to foundations- varies with tree species and age, and requires an arborist evaluation. This inspection is not intended to address or include any geological conditions or site stability information. For information concerning these conditions, a geologist or soils engineer should be consulted. Any reference [...]
The Wind Mitigation Inspection Form OIR-B1-1802
The Wind Mitigation Inspection Form OIR-B1-1802 These forms are used to document the existence of roof, wall and opening-protection mitigation features. Your documentation may be declared invalid if the appropriate professional does not perform an inspection and/or the professional’s license is not active or cannot be verified. Underwriters review all mitigation forms and other supporting documents to verify: The accuracy of information provided on the form That the inspection provides the information necessary to validate eligibility for premium credits That the appropriate professional completed the inspection Uniform Mitigation Verification Inspection Form (OIR-B1-1802) This form is used for the following personal [...]
Wind Mitigation Inspection: Who Can Perform It?
Wind Mitigation Inspection: Who Can Perform It? Who can perform Wind Mitigation Inspections? It states who is considered qualified on the Uniform Mitigation Verification Inspection Form (OIR-B1-1802)very clearly. Hurricane mitigation inspector certified by the My Safe Florida Home Program. Building code inspector certified under Section 468.607, Florida Statutes. General, building or residential contractor licensed under Section 489.111, Florida Statutes. Professional architect licensed under Section 481.213, Florida Statutes. Professional engineer licensed under Section 471.015, Florida Statutes. Other individual or entity recognized by the insurer as possessing the necessary qualifications to properly complete this form pursuant to Section 627.711(2)(f), Florida Statutes. If the [...]
Uniform Mitigation Verification Inspection….. What Is It?
Uniform Mitigation Verification Inspection….. What Is It? A wind mitigation inspection also refered to as a Uniform Mitigation Verification Inspection is a wind insurance inspection that can give the home owner a discount in their Home owners Wind Insurance Policy. These Discounts can be substantial. The discounts from a wind mitigation inspection were first offered through the My Florida Safe Home program developed by the State of Florida to give home owners some relief in their insurance premiums. The State of Florida has mandated that certain items that give a home better wind protection should qualify for an insurance discount. A wind [...]